VaultBridge launches digital banking platform —

Grow your  money  with 
confidence and 
convenience 

We are a micro-finance bank that offers you high-interest savings, low-interest loans, and easy digital banking. Whether you need to save for a goal, borrow for a project, or manage your finances, we are here to help you achieve more.

Fully Licensed by the CBN cbn
Deposits Insured by ndic

Why Our Customers Prefer Us

We give our customers more money, less hassle, and peace of mind

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High-interest savings

You can earn up to 10% interest per year on your savings, without any hidden fees or charges. Save more, earn more.

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Low-interest loans

You can access loans of up to N500,000 with flexible repayment terms and low interest rates of 5% per month. Borrow less, pay less.

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Easy digital banking

You can open an account in minutes, transfer money, pay bills, and buy airtime from your phone or computer. Bank anytime, anywhere.

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Trusted and secure

We are licensed by the Central Bank of Nigeria and insured by the Nigeria Deposit Insurance Corporation. Your money is safe with us.

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Save, Spend, Get a loan

We offer you high-interest savings, low-interest loans, and easy digital banking. Whether you need to save for a goal, spend on your needs, or get a loan for a project, the bank has you covered. Join the bank today and enjoy the benefits of smart banking.

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BUSINESSES

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INDIVIDUALS

24/7 customer support - Get help when it matters most

At our bank, we care about your satisfaction and convenience. That's why we have a dedicated team of customer service agents who are available 24 hours a day, 7 days a week, to assist you with any issues or inquiries you may have. Whether you need to report a lost card, request a loan, or update your account details, you can reach us anytime via phone, email, or chat.

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What We Do

We provide smart banking solutions for your savings, loans, and financial management needs.

See how we are helping SMEs scale with our business loans

Low-interest flexible loans, payable across 12 months

Credit scoring to qualify for higher loan at lower rates

Same-day loan disbursement, no delay

Easy onboarding and KYB check

Learn how we help you earn returns on money saved

15% interest on long-term savings (12 months lock-up)

7% interest on mid-term savings (6 months lock-up)

3% interest on short-term savings (3 months lock-up)

Easy onboarding and KYB check

What Our Customers Say About Us

Customers love our high-interest savings, low-interest loans, and easy digital banking.

Best savings account ever

I love the high-interest rate and the ease of opening an account. I have saved more than ever before. Thank you!

A

Aisha

Teacher

Fast and affordable loan

I needed a loan to start my business and the bank gave me one with a low interest rate and flexible repayment terms. It was a lifesaver!

C

Chinedu

Caterer

Convenient digital banking

I can do everything from my phone. Transfer money, pay bills, buy airtime, and more. So convenient and hassle-free!

O

Olakunle

Engineer

Excellent customer support

The customer service team was incredibly helpful when I had an issue with my account. They resolved it within minutes. Highly recommended!

F

Folake

Business Owner

Easy account opening

I opened my account in under 5 minutes from my phone. The entire process was smooth and paperless. This is the future of banking!

E

Emeka

Freelancer

Spend, save, get business & individual loans with our bank.

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VaultBridge

A trusted microfinance bank dedicated to empowering Nigerians with high-interest savings, accessible loans, and seamless digital banking.

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All rights reserved. © 2026 VaultBridge Microfinance Bank Ltd.